Directors & Officers Liability Insurance

Is designed specifically to protect your organization’s directors, officers and senior management team from personal liability arising from their actions or omissions while acting for your organization.

A lawsuit can be brought forward whether the allegation is actual or alleged – but regardless, it must be defended.  Defence costs can be substantial, even if the case is won.


These are just a few of the risks to directors and officers, which liability insurance covers:

  • Alleged excessive salaries, expenses and perks of officers
  • Conflicts of Interest
  • Political contributions
  • Confidentiality issues
  • Accusations of discrimination, harassment, bad faith actions
  • Alleged coercion and misrepresentation
  • Expulsion of dissident or delinquent members
  • A lack of accurate financial records or timely reporting


This liability insurance:

  • Protects current, past and future directors and officers, as well as their spouses, estates and heirs, if the policy was in force during the officer’s term of office.
  • Covers subsidiaries
  • Can include newly acquired or created entities (if you add these to the policy)
  • Provides for legal and defence costs, damages, settlements and judgements

To find out more about insurance for directors and officers, contact us today.